Terms and Conditions
Terms and Conditions
The following terms and conditions (“Terms of Use”), the CHARTER REAL ESTATE & DEVELOPMENT privacy policy, and any other operating guidelines, prerequisites, or warnings posted on the website or otherwise made available to you during your use of the website all together constitute the “Terms” and apply to your use of our website. Your use of the website is governed by the Terms, and CHARTER REAL ESTATE & DEVELOPMENT retains the right to change the Terms at any time and without prior notice. Even if you have not received notice of any changes, you are still required to check the Terms each time you access the website since you are still bound by them even if you have not done so. Your use of the website following the change signifies your acceptance of the Terms and any updates thereto. You should logout, exit, and stop using the website right away if you do not wish to be bound by the Terms at any time.
Goals of the Website
Broker-dealers and placement agents are not employed by CHARTER REAL ESTATE & DEVELOPMENT. In no event does CHARTER REAL ESTATE & DEVELOPMENT offer, broker, advise, buy, sell, or engage in any other transaction involving securities subject to SEC regulation or other federal or state laws. Cash or securities are not accepted, held, or transferred by CHARTER REAL ESTATE & DEVELOPMENT. CHARTER REAL ESTATE & DEVELOPMENT makes no promises regarding the success of a company seeking investment or the compliance of any proposed offering with relevant federal and state securities laws.
A personal financial advisor is not a part of CHARTER REAL ESTATE & DEVELOPMENT. CHARTER REAL ESTATE & DEVELOPMENT does not offer personal financial advice, loans or credit, banking, consumer credit ratings, credit decisions, financial products, brokerage accounts, insurance, tax advice, legal advice, or any other kind of financial or legal services, whether through the website or otherwise.
Results are not guaranteed by CHARTER REAL ESTATE & DEVELOPMENT to anyone. Each and every website user is in charge of choosing how to use the site and is accountable for any actions made there, including but not limited to signing up, making an investment, and anything else.
User Authentication
The references to “you” and “your” in these Terms, other than in this sentence, refer to the organization or entity you are accepting the Terms on behalf of if you are doing so in that capacity rather than on your own behalf. In that case, the references to “you” and “your” in these Terms, other than in this sentence, refer to the organization or entity you are accepting the Terms on behalf of.
The website can only be used by actual people who are at least 18 years old. By creating an account on the website, a user is not obligated to make investments or look for investments in any way. Your submissions to the website must contain only true, accurate, and comprehensive information in all material respects. In an effort to verify your eligibility to access the website, our registration procedure may make use of third-party validation technologies, such as that offered by third-party social media websites.
Any application to register a person, company, or other entity may be rejected by CHARTER REAL ESTATE & DEVELOPMENT if it cannot be validated using the current techniques or if it does not otherwise satisfy the registration requirements.
CHARTER REAL ESTATE & DEVELOPMENT is not responsible or liable for any harm resulting from the use or misuse of those sites, including when such harm could or does affect your account on this website or use of the website. Your registration and the use of any third-party site are subject to the terms and conditions and policies of such sites.
Registered Account Responsibilities
An account may only be used by the named registered user, and it cannot be transferred to another person.
You are in charge of keeping your login and password private and changing your password on a regular basis to ensure security. You must immediately get in touch with CHARTER REAL ESTATE & DEVELOPMENT’s investor support via a secure method (which might not be through your website account) if you suspect that your username or password may have been compromised and that unauthorized access to your account or the website has occurred.
Conditions for Content Use
The only legitimate and intended uses of the website, its videos, webinars, images, infographics, alerts, text, articles, assessments, checklists, forms, ratings, design, data, source code, analytics, photos, software, trademarks, copyrights, and other information (collectively, “Content”) are those expressly permitted by CHARTER REAL ESTATE & DEVELOPMENT. If you use this website from a country outside of the United States, it is your exclusive responsibility to ensure that you adhere to local laws as well as any limitations imposed on you by a US government agency. Any improper or unauthorized use of the website or its content, as well as any other violations of the Terms, may be in violation of applicable law (see below), which includes without limitation SEC rules and state securities laws that may be in force, as well as copyright laws (including the Digital Millennium Copyright Act), trademark laws, privacy laws, laws governing the public’s perception of individuals, laws relating to identity theft, and laws governing communications. In such a situation, CHARTER REAL ESTATE & DEVEL
Accounts of potential investors
Any individual or organization that is thinking about investing with a Company that publishes its fundraising plans on the website, or that invests after the fundraising plan turns into a qualifying offering, does so at their own risk. Every investment contains the chance that you could lose some or all of it. No information on the website should be used as a substitute for conducting your own research, using good judgment, and consulting licensed, qualified professionals who are familiar with your specific situation for financial, investment, tax, or legal advice. Any registered financial, legal, or tax representative or company working for or with CHARTER REAL ESTATE & DEVELOPMENT, communicating with you through the website, or communicating with users generally, are not your personal advisors and are not familiar with your personal circumstances. Anything they post is for informational purposes only and may not be accurate to your situation. You agree that you shall not rely on Content on the website in making personal decisions regarding an investment. You are advised to ask licensed and competent specialists for personal counsel.
Your investing choices are entirely your responsibility. During your interaction with the website, you might be prompted to provide information about your identity, individual financial situation, and level of investment experience and sophistication. However, CHARTER REAL ESTATE & DEVELOPMENT, its advisors, and vendors are not obligated to confirm the accuracy of the information you supply, even if you certify to its accuracy or submit to a suitability review. Whether you are a “Accredited Investor” as that term is defined by securities law, a non-accredited investor, an institutional investor, or any other type of investor, CHARTER REAL ESTATE & DEVELOPMENT and the Companies seeking investment are depending on your representations regarding your investment expertise, your financial situation, and your eligibility to invest. Furthermore, any fraud, negligence, or other wrongdoing that may arise from any false statements you make may subject you to personal liability.
Website charges
You can be charged a nonrefundable processing fee if we have to return any investments you made through the website due to errors in your legal name, banking information, address, social security number, or date of birth, among other things. If your application is rejected after first verification, the processing fee, which is nonrefundable, will be kept, and the remaining money will be repaid.
You Invest at Your Own Risk.
PAST PERFORMANCE IS NOT A GUARANTEE OF FUTURE RESULTS, AND ANY EXPECTED RETURNS OR HYPOTHETICAL PROJECTIONS MAY NOT REFLECT ACTUAL FUTURE PERFORMANCE. ALL INVESTMENTS INVOLVE RISK AND MAY RESULT IN PARTIAL OR TOTAL LOSS. There can be no assurance that an investment mix or any projected or actual performance shown on the website will result in the e It shouldn’t be taken for granted that investors will see returns in the future that are equivalent to those displayed or that any or all investors on the website have seen returns similar to those exhibited.
One should keep in mind that past or targeted performance is not indicative of future outcomes when evaluating any performance data displayed on the website. Additionally, there can be no certainty that any issuer will achieve comparable results or that target returns will be realized. Additionally, one should keep in mind that the intended portfolio characteristics are not necessarily indicative of future outcomes, and their achievement is not guaranteed. References to “Targeted IRR” and “Targeted Equity Multiple” refer to a property’s internal rate of return (“IRR”) or equity multiple depending on the amount invested in the property and the expected cash flows generated over a period of time. This is distinct from the investor’s anticipated IRR or equity multiple in a relevant fund or other investment vehicle.
Nothing on the Charter Real Estate & Development website should be construed as a prediction or projection of future performance. PROJECTED AND/OR HYPOTHETICAL PERFORMANCE DOES NOT REPRESENT AN ACTUAL INVESTMENT IN ANY OF THE OFFERINGS SPONSORED BY CHARTER REAL ESTATE & DEVELOPMENT, MAY NOT REFLECT THE POTENTIAL EFFECT OF MATERIAL ECONOMIC AND MARKET RELA Investors-in-training should conduct their own research and analysis of the data presented here. Each potential investor should speak with their own lawyer, business advisor, and tax advisor regarding any legal, business, or tax issues relating to the information provided here and such offering.
The data displayed on the website incorporates or makes use of data gathered from sources other than CHARTER REAL ESTATE & DEVELOPMENT and its affiliates. Although it is considered that the material is trustworthy for the purposes of this document, neither CHARTER REAL ESTATE & DEVELOPMENT nor any of its affiliates, partners, members, or employees are liable for the accuracy of the information. Unless otherwise stated, no independent third party or public accountant has examined, collated, or audited the content on the website. On the website, actual investors may have different outcomes from any illustrative results. The hypothetical information shown does not account for the possibility of loss or gain. The hypothetical performance results depicted were obtained through the retroactive application of a model created with the benefit of hindsight and do not represent the outcomes of actual investing activity. As part of any speculative calculation, investors should carefully study the extra information provided on the website.
On the website, there are some statements that include forward-looking information. Forward-looking statements should not be taken as forecasts of the future. The project’s actual results, levels of activity, performance, or achievements could differ materially and negatively from any future results, levels of activity, performance, or achievements expressed or implied by these forward-looking statements because these statements involve known and unknown risks, uncertainties, and other factors. Each investor should carefully evaluate the Risk Factors detailed in each issuer’s offering circular, private placement memorandum, or prospectus since investing in any issuer made available through the website carries a number of risks, including the possibility of a partial or complete loss of investment. CHARTER REAL ESTATE & DEVELOPMENT and anyone else do not guarantee the truthfulness or completeness of any forward-looking statements, except as required by law. We make no commitment to publicly update any forward-looking statements to reflect any change in expectations or to reflect the occurrence of unanticipated events. The information provided regarding each issuer’s offering, such as its financial standing, business strategy, investment goals, historical performance, projections, redemption plans, etc., is qualified in its entirety by the disclosure provided in each issuer’s offering circular, private placement memorandum, or prospectus, and only serves as a summary of such information. There can be no assurance that any issuer listed on the website will achieve its commercial goals or turn a profit.
Cancellation of the Account
For any legitimate reason, CHARTER REAL ESTATE & DEVELOPMENT may suspend or terminate your account and your access to the website at any time. CHARTER REAL ESTATE & DEVELOPMENT disclaims all responsibility for any damage that may result from such suspension or termination, whether it be direct or indirect.
Utilization of Website and Content
You understand that without the express prior written agreement of a representative of CHARTER REAL ESTATE & DEVELOPMENT or the relevant licensor, the Content may not be copied, reproduced, distributed, republished, displayed, posted, or transmitted in any way. You are not permitted to alter any of the Content, take part in its sale or transfer, or produce any derivative works based on it. Without the express prior written authorization of an officer of CHARTER REAL ESTATE & DEVELOPMENT, it is forbidden to use Content, including via linking, framing, or mirrored for any reason.
Website is Accessible
The website, its Content, or any services offered or delivered on the website are not guaranteed to be timely, uninterrupted, virus-free, or error-free by CHARTER REAL ESTATE & DEVELOPMENT. You consent to not alter, disrupt, disable, overburden, impair, or interfere in any way with any other person’s or entity’s right to use and enjoy the website or its features, services, operation, security, or upkeep. By using the website, you waive all claims for loss, damage, and other liabilities against CHARTER REAL ESTATE & DEVELOPMENT, its employees, contractors, advisers, vendors, agents, and affiliates, regardless of how they were caused.
Limitations of Liability, Exclusions, and Disclaimers
To the fullest extent permitted by law, Charter Real Estate & Development does not guarantee and expressly disclaims all representations and warranties, expressed or implied, with respect to the website and its content and professional services, whether provided by Charter Real Estate & Development, our affiliates, our customers, competitors, or other third parties.
CHARTER REAL ESTATE & DEVELOPMENT SHALL HAVE NO LIABILITY FOR DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE, DELAY, OR UNAVAILABILITY OF THE WEBSITE AND ITS CONTENT, INCLUDING LOSS OF MONEY, INABILITY TO CONCLUDE AN INVESTMENT, SUSPENSION OR TERMINATION OF YOUR ACCOUNT AND FOR ANY DAMAGE CAUSED TO YOUR COMPUTER, COMPUTER SOFTWARE, SYSTEMS, PROGRAMS, AND THE DATA THEREON. UNDER NO CIRCUMSTANCES WILL CHARTER REAL ESTATE & DEVELOPMENT OR ITS AFFILIATES, ADVISORS AND VENDORS BE LIABLE FOR ANY DAMAGES, INCLUDING GENERAL, SPECIAL, PUNITIVE, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR ANY OTHER DAMAGES (INCLUDING, WITHOUT LIMITATION, LOST PROFITS OR BUSINESS INTERRUPTION) OF ANY KIND WHETHER IN AN ACTION IN CONTRACT, TORT, OR NEGLIGENCE ARISING OR RELATING IN ANY WAY TO THE USE OR INABILITY TO USE BY ANY PARTY OF THE WEBSITE, THE CONTENT, OR ANY THIRD-PARTY WEBSITE THAT IS LINKED TO BY THE WEBSITE, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, OR LINE OR SYSTEM FAILURE, EVEN IF IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES, OR EXPENSES.
Selection of Law
These Terms are governed by Delaware state law. Delaware shall be the venue for any Dispute arising out of or related to your use of the website or in any other way relating to these Terms and Conditions. No claim is made by CHARTER REAL ESTATE & DEVELOPMENT that the website is run in accordance with any laws other than American law. You view this website and access the website at your own risk and initiative if you are located outside of the United States.
This website and the Content posted on it or made accessible through it are not intended to be, and shall not be construed as, an offer or solicitation in any of the following circumstances: (i) any jurisdiction in which such an offer or solicitation is unlawful; (ii) to any person to whom such an offer or solicitation is unlawful; or (iii) if the person making the offer or solicitation is not authorized to do so. Only specific jurisdictions are allowed to market any securities that may be offered on the website. You understand and agree that it is completely your duty to be knowledgeable of the rules and regulations that are relevant to your home country and U.S. state.
Waiver
The failure of CHARTER REAL ESTATE & DEVELOPMENT to insist upon strict compliance with any provision of the Terms or the exercise of any right or remedy to which it is entitled shall not be construed as a waiver of such provision and shall not affect the validity of the Terms, in whole or in part, or the right of CHARTER REAL ESTATE & DEVELOPMENT to enforce each and every provision. The invalid or unenforceable provision shall be severed from the Terms, and the remaining Terms will still be in effect, if any of the Terms are determined to be invalid or unenforceable for any reason (including, but not limited to, the exclusions and limitations set out above).
Transfers of Funds Online
Electronic Funds Transfers (EFTs) are a convenient way for CHARTER REAL ESTATE & DEVELOPMENT to accept electronic deposits from investors, buy and sell securities, and reimburse investors. EFTs are processed using the following vehicles:
ACH, or Automated Clearing House
The Federal Wire
Charge Card
Disclosure and Agreement for Electronic Funds Transfers
This Electronic Funds Transfers Agreement and Disclosure (this Agreement) is the legal document that sets down your rights and obligations in relation to the EFT services that CHARTER REAL ESTATE & DEVELOPMENT is providing to you. The terms “you,” “your,” and “yours” as used in this Agreement refer to anybody who registers on the CHARTER REAL ESTATE & DEVELOPMENT Online Platform (Platform) and makes use of it to take part in offerings (as well as any approved users). CHARTER REAL ESTATE & DEVELOPMENT is referred to as “we,” “us,” and “our” in this statement. You can engage in the CHARTER REAL ESTATE & DEVELOPMENT products by using EFTs, which are electronically initiated transfers of money from your bank or credit card account that you initiate using the Platform. You accept the terms and conditions in this Agreement and any revisions for the EFTs services provided by utilizing any CHARTER REAL ESTATE & DEVELOPMENT service.
You authorize us to share your identity, bank account information, and credit card information with North Capital Private Securities (NCPS), a broker-dealer registered with the Securities and Exchange Commission and the Financial Industry Regulatory Authority, Inc., and with North Capital Investment Technology (NCIT), for the purpose of processing your electronic funds transfers (EFTs). You are responsible for the accuracy of the information we share with these parties. You are aware that using the Platform will give you access to and management of your bank and credit card account information. You also give us, NCPS, and NCIT permission to handle EFTs through CHARTER REAL ESTATE & DEVELOPMENT in accordance with your instructions.
Your usage of CHARTER REAL ESTATE & DEVELOPMENT, which is based on your direction, will result in the provision of EFT services, and you agree that neither NCPS, NCIT, nor we will be responsible for any damage, expense, or cost resulting out of such use. NCPS and NCIT are third-party beneficiaries to this Agreement.
General Information
The “Site” is run by Charter Real Estate & Development, LLC (“CHARTER”) and is located at CHARTERcapital.com. However, if an indication of interest is given, it may be withdrawn or revoked without obligation or commitment of any kind before being accepted following the qualification or effectiveness of the applicable offering document. Any offer, solicitation, or sale of any securities will only be made by means of an offering circular, private placement memorandum, or similar document. No money or other consideration is hereby solicited and will not be accepted unless the applicable offering document has been provided to the potential investor and, in the case of Regulation A offerings, the offering document has been registered with the SEC and the sale of the securities is authorized by applicable state law. Joining the site does not signify interest in any offerings or involve any form of obligation or commitment.
PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS, AND ANY EXPECTED RETURNS OR HYPOTHETICAL PROJECTIONS MAY NOT REFLECT ACTUAL FUTURE PERFORMANCE. FURTHERMORE, PAST RETURNS MAY REFLECT THE PERFORMANCE OF ASSETS FOR A FINITE TIME, OR DURING A PERIOD OF EXTREME MARKET ACTIVITY. It shouldn’t be taken for granted that investors will see returns in the future that are equivalent to those displayed or that any or all investors on the site have seen returns similar to those exhibited.
Performance Disclosure, Past and Future
One should keep in mind that past or targeted performance is not indicative of future outcomes when evaluating any performance information displayed on the Site. Additionally, there can be no guarantee that any issuer will achieve comparable success or that target returns will be realized. Additionally, one should keep in mind that the intended portfolio characteristics are not necessarily indicative of future outcomes, and their achievement is not guaranteed.
References to “Targeted IRR” and “Targeted Equity Multiple” refer to a property’s internal rate of return (“IRR”) or equity multiple depending on the amount invested in the property and the expected cash flows generated over a period of time. This is distinct from the investor’s anticipated IRR or equity multiple in a relevant fund or other investment vehicle.
Nothing on the Site should be construed as a prediction or projection of future performance of any Issuer, and projected and/or hypothetical performance does not represent an actual investment in any of the offerings sponsored by CHARTER, may not reflect the potential impact of material economic and market related factors, and does not represent the actual performance or experience of any given investor on the CHARTER Website. Investors-in-training should conduct their own research and analysis of the data presented here. Each potential investor should speak with their own lawyer, business advisor, and tax advisor regarding any legal, business, or tax issues relating to the information provided here and such offering.
material gathered from sources other than CHARTER and its affiliates is used or included in the material displayed on the Site. Although this information is thought to be trustworthy for the purposes described below, neither CHARTER nor any of its affiliates, partners, members, or employees are in charge of ensuring that it is accurate. Unless otherwise stated, no independent third party or public accountant has examined, collated, or audited the content on the Site.
The outcomes of actual investors on the Site could differ from any illustrative results. The hypothetical information shown does not account for the possibility of loss or gain. The hypothetical performance results depicted were obtained through the retroactive application of a model created with the benefit of hindsight and do not represent the outcomes of actual investing activity. Before making any hypothetical calculations, investors should carefully study the supplementary information provided on the Site.
Offering Transparency
In accordance with Rule 506(c) under Regulation D of the Securities Act of 1933 and in accordance with each issuer’s private placement memorandum or prospectus, the offerings made available on the Site are only available to independently verified “accredited investors,” unless otherwise stated (e.g., Regulation A offerings). Except as otherwise specified, you will be required to independently verify your “accredited investor” status prior to making an investment.
No sale may be made to you in our current Regulation A offering(s) if the total purchase price you pay exceeds 10% of your annual income or net worth (excluding your primary residence, as defined in Rule 501(a)(5)(i) of Regulation D). Accredited investors and non-natural persons are subject to different rules. We recommend that you consider Rule 251(d)(2)(i)(C) of Regulation A before stating that your investment does not exceed any applicable criteria. For more general information on investing, we recommend that you visit www.investor.gov.
The only way to make offers to sell or solicit proposals to buy any security is through official offering documents, which include crucial details about the goals, risks, costs, and fees associated with investments. Investors are advised to seek the advice of a financial advisor, lawyer, accountant, or any other expert who can assist them understand and evaluate the risks involved with a certain investment opportunity.
Forward-looking statements can be included in some of the statements on the website. Forward-looking statements should not be taken as forecasts of the future. The project’s actual results, levels of activity, performance, or achievements could differ materially and negatively from any future results, levels of activity, performance, or achievements expressed or implied by these forward-looking statements because these statements involve known and unknown risks, uncertainties, and other factors. Each investor should carefully evaluate the Risk Factors in each issuer’s offering circular, private placement memorandum, or prospectus since an investment in any issuer made available on the Site entails significant risks, including risk of partial or complete loss of investment. No one, including us, is responsible for the accuracy and completeness of the forward-looking statements except as required by law. We make no commitment to publicly update any forward-looking statements to reflect any change in expectations or to reflect the occurrence of unanticipated events.
Properties that have been flagged as potential purchases are subject to a number of conditions and could either not go through or go through on significantly altered terms. There is no assurance that CHARTER and its affiliates will invest all or some of our Regulation A or Regulation D funds in a particular investment, even if a certain property is purchased by CHARTER and its affiliates. As the acquisition process moves forward, further details about the identified properties might be disclosed on www.CHARTERcapital.com. A Regulation A offering’s property acquisitions will also be promptly announced in the company’s SEC filings.
The information provided regarding each issuer’s offering, such as its financial standing, business strategy, investment goals, historical performance, projections, redemption plans, etc., is qualified in its entirety by the disclosure provided in each issuer’s offering circular, private placement memorandum, or prospectus, and only serves as a summary of such information. There can be no assurance that any issuer found on the site will achieve its commercial goals or turn a profit.
If not registered with the SEC, the securities sold by Charter Real Estate & Development, LLC are illiquid since they are not publicly traded. Furthermore, restrictions on resale or transfer, such as holding period requirements, may apply to stocks sold through private placements. High risk tolerance, little need for immediate cash, and long-term commitments are needed to invest in private placements. The ability to absorb a complete investment loss must be available to users.
The site’s content was created without taking into account any specific investor’s investment needs or financial circumstances. The use of the Site by any person or entity that would be in violation of the applicable laws, rules, or regulations of any governmental body, regulatory or self-regulatory agency, or clearing organization is not permitted in any country.
The merits of any investment on the Site have not been reviewed, approved, or supported by the SEC or any state securities commission or regulatory body.
Disclosure of Reviews and Comments
All ratings and reviews are freely submitted to different independent social media platforms. The numerous independent social media platforms, not CHARTER or any of its affiliates, determine the average rating review. The independent social media websites regularly contribute ratings and reviews, and instead of CHARTER, the independent social media websites update average ratings.
Investor ratings and experience are not guarantees of future success and may not be typical of the experiences of other investors. CHARTER or any of its affiliates cannot guarantee the veracity of the data in the ratings and reviews.